GENERAL TERMS AND CONDITIONS OF BUSINESS AND USE OF THE WEBSITES OWNED BY THE COMPANY

Date of publication of the latest version of the Terms and Conditions: 28.2.2022

1 General

The General Terms and Conditions of Uspeh d.o.o. (hereinafter referred to as the “General Terms and Conditions“) apply to all Products of Uspeh d.o.o.. The Company’s Products are events (seminars, workshops, conferences and other events of an educational and/or informative nature – hereinafter referred to as “Events”) and educational programmes (audio and video educational programmes, on-line educational programmes, texts, transparencies and other educational materials in any format – hereinafter referred to as “Educational Programmes“) organised by Uspeh d.o.o. (hereinafter referred to as “Organiser“).

These Terms and Conditions apply to all types of users: users who order a Product through our website, users who register and purchase at an event, and users who register to receive free materials (“Users“).

These General Terms and Conditions also govern the procedure for making payments and any complaints or refunds.

The General Terms and Conditions constitute a valid contract between the Organiser and the User. The Organiser informs the Users that the text of the contract is not stored and is no longer accessible to the User after its conclusion.

The User will be provided with all information relating to the order, including a summary of the order, prior to the conclusion of the contract, where the User can correct any errors, make changes to the Products and their quantity.

The General Terms and Conditions are published on the Organiser’s website (https://panta-rei.si/pogoji-poslovanja) in the form of a legal notice in the version in force from time to time. The Organiser may amend these General Terms and Conditions at any time, and notice of any amendment will be published on the Organiser’s website. If the User, after the amendment of the General Terms and Conditions, continues to use the Organiser’s website and/or use the Products, the User shall be deemed to have accepted the new version of the General Terms and Conditions.

If you have any questions regarding these General Terms and Conditions and/or the Products, you may contact the Organiser at the following contact details:

• E-mail: info@panta-rei.si
• No: +386 1 511 30 71
• Address for mail: Uspeh d.o.o., Akademija Panta Rei, Stegne 21C, 1000 Ljubljana

The General Terms and Conditions published at that time on https://panta-rei.si/en/general-terms-and-conditions/ shall apply during the registration period for each Event.

2 Basic concepts

The organiser is Uspeh d.o.o., with registered office at Zarečje 27a, 6250 Ilirska Bistrica, registration number: 1616951, tax number: SI77003993, which offers Products on its website.

A User is a natural or legal person who subscribes to the Products of the Organiser. Certain terms and conditions differ for Users – natural persons and Users – legal entities. The term User refers to Users – natural persons and Users – legal persons.

Websites or Website means the website operated by the Organiser. For the purposes of these General Terms and Conditions, these websites are: http://www.uspeh.com and https://panta-rei.si.

Product means each Event and Educational Programme offered by the Organiser. Event and Educational Programme shall have the meanings as defined in the first clause of these General Terms and Conditions.

An Order is an expression of the User’s will to use a particular Product. The User may place an Order via the Application Form, by e-mail or via an Internet Order as defined below.

The Application Form is the document through which the User expresses his/her wish to register for the Event.

Online Ordering is the process of ordering an Educational Programme and/or registering to attend an Event.

Specific General Terms and Conditions are general terms and conditions which, in addition to these terms and conditions, may further define and specify the terms and conditions of use of a particular Product.

3 Nature of the Products

The Organiser’s products cover mainly the fields of finance, corporate business and law. The Organiser offers its Products in the form of seminars and training courses, also in on-line format.

All Products of the Organiser are for information purposes only. The Organiser makes no representations or warranties about the results that you or others may achieve as a result of attending any particular Event or using the Educational Programmes.

The Organiser makes every effort to provide potential Participants with a good and accurate presentation of its Events and Educational Programmes and their ability to help them grow their business and improve their financial results, but Participants are responsible for their own results, which depend on, among other things, their knowledge, skills, business talent, financial situation and the amount of time and effort they put into implementing the knowledge.

The content of the lectures and materials at individual Events and the content of other educational programmes (including on-line educational programmes, audio and video programmes) reflects solely the views of the authors/presenters and not necessarily those of the organisations in which they are employed or the Organiser. In no event shall the Organiser, its employees or subcontractors be liable for any damages whatsoever (whether direct, indirect or consequential) based on the information contained on this website or information obtained from individual Events or other Educational Programmes.

The results achieved by participants in Events and Educational Programmes vary widely and the Organiser does not know the average results of participants in terms of sales, earnings, business growth or other results.

The Organiser shall use statements or other claims made by participants in relation to their sales, earnings or other results achieved by participants in the Events and Educational Programmes. These statements or other claims do not imply that you or others will achieve similar results. The earnings and results achieved by participants in the past are not necessarily indicative of the earnings and results that participants will achieve in the future. Where the Organiser refers to sales, financial or other results achieved by participants in the Events and Educational Programmes, these statements are based on information received from participants.

Rights and obligations of the Organiser

The Organiser reserves the right to change the Products offered at any time and without prior notice, including by cancelling a particular Product. The Organiser shall have the right to cancel a Product up to the moment when the User confirms the order and makes full payment for the Product ordered, subject to the terms and conditions set out in these General Terms and Conditions, and even thereafter.

The Organiser reserves the right to cancel the Event, subject to the conditions set out in these General Terms and Conditions or the Specific General Terms and Conditions applicable to the particular Event.

The Organiser reserves the right to change the pricing policy for Products. The Organiser may change the price of a Product at any time and without giving any reason. The price change for a particular Product shall not affect Users who have placed an Order prior to the price change.

The Organiser reserves the right to refuse an Order at its sole discretion. In particular, but not exclusively, the Organiser may refuse an Order where:

• The User fails to make payment for a particular Product within the agreed period,
• The user makes a partial payment and, despite a further call for payment, fails to meet his/her obligation in full.

The Organiser may ask certain Users to provide a statement or opinion on the Products (hereinafter referred to as a “Statement”). The User is not obliged to provide such a statement. If the User makes a Statement, the User expressly agrees that the Organiser obtains a non-exclusive, unlimited (territorially and temporally) right to use the Statement, including the right to publish it in digital media of the Organiser’s choice, distribute it, publish it in printed media, including the Organiser’s book works, and to adapt it.

4 Author content

The Organiser accepts no responsibility and/or liability whatsoever for any errors on the website (both in the images and in the text). The Organiser does not guarantee the functioning of the website and shall not be liable for any adverse consequences that may arise from errors or malfunctioning of the website, including but not limited to damage caused by viruses or other harmful programs.

All information, graphics and software elements in the broadest sense (texts, sketches, photographs, video content, etc.) contained on the Organiser’s websites are the Organiser’s copyrighted work and therefore, by their very creation, are subject to copyright protection or other forms of intellectual property protection within the scope permitted by law.

Users are permitted to use the content posted for personal and non-commercial purposes only. Each individual user is allowed to use the published content only in one, personal copy. Under no circumstances may the documents and content published on this website be copied, reproduced, duplicated or otherwise distributed for commercial purposes.

Exceptionally, documents and content published on the Organiser’s website may be reproduced for non-commercial purposes only, provided that all information about the authors and the source, as well as any copyright or other proprietary notices, are retained. Such product and any other products or services that may be advertised with it must, like these websites, be completely free of charge and accessible to everyone on the same terms and conditions and without further restrictions.

Anyone wishing to publish only part of the content or to publish it under different conditions must obtain the prior written permission of the author(s). If these conditions are not fulfilled, copying of the copyright content of this website is not permitted under the Copyright and Related Rights Act.

5 Rights and Obligations of the User

The User expressly agrees that he/she alone shall bear all risks that may arise from the use of the Products, including, but not limited to, direct and indirect damages and any consequential damages.

The User is obliged to pay in full for the Product ordered when the invoice is due. The Organiser reserves the right to initiate official collection proceedings against the User if the User fails to pay his/her obligations when due.

The User is obliged to provide the Organiser with accurate and complete personal data necessary for the Organiser to execute the Order. In the event of a change in personal data that may affect the execution of the Order, the User is obliged to immediately notify the Organiser of such change. In the event that the User fails to notify the Organiser of the change, the User shall fully bear the consequences and any damages arising from the omission, including the non-execution of the Order.

5.1 Special provisions on distance contracts for Users – natural persons

The natural person user has the right to withdraw from the contract within 14 days of the conclusion of the contract, without being obliged to give a reason. In the case of registration for an Event, the contract shall be deemed to have been concluded as of the date of registration. In the case of an Educational Programme Order, the contract shall be deemed to have been concluded on the date of access to the digital content.

In the case of an order for digital content (Educational Programmes of the Organiser), the User – a natural person – has the right to withdraw from the contract, in which case a special regulation applies. The User shall obtain limited access to the ordered digital content, which shall last for 14 days from the receipt of access to the digital content. After 14 days, the natural person User shall have full access to the ordered digital content. The natural person User has the possibility to obtain full access before the expiry of the 14-day period, provided that he/she expressly agrees to waive his/her right of withdrawal. Such consent can be given by the natural person User via the form available here. The User – natural person shall send the completed form to the Organiser by e-mail: info@panta-rei.si.

In the event that the User – natural person withdraws from the Contract, he/she shall bear all the costs of returning the goods, where the return of the goods is necessary.

The Organiser reminds Users that it does not recognise out-of-court consumer dispute resolution providers as competent to resolve consumer disputes.

WARNING: These special provisions apply only to natural persons and not to orders from legal persons. In accordance with the law, legal persons and individuals who are not considered consumers do not have a right of withdrawal. If you have ordered the Product as a legal entity or as a natural person who is not considered a consumer and you would like a refund, you may contact us at: info@panta-rei.si. We will review your request and approve or reject it at our discretion.

Please note that if you ordered the Product as a legal entity or as a natural person who is not considered a consumer, you cannot get a refund for digital content. Likewise, no refund of all or part of the Millionaire Money Making Machine™ and Million Dollar Decision™ fees is possible after the 14-day period has elapsed.

We emphasise that any complaint granted to Users – legal entities is at our sole discretion.

6 Events

The General Terms and Conditions shall apply and apply equally to all Events and Users, unless otherwise specified by the Organiser as part of the registration process for a particular Event.

The General Terms and Conditions shall form an integral part of each application form for each Event, irrespective of the form in which the Event is applied for (whether in writing, via the Website, by fax or by any other means that identifies the person and the Event for which the person has applied). Each person who applies for an Event accepts these General Terms and Conditions and any specific General Terms and Conditions applicable to that Event in their entirety, irrevocably and unconditionally. Any special terms and conditions applicable to a particular Event are duly indicated in these General Terms and Conditions. In the event of any inconsistency between these General Terms and the Specific General Terms, the provisions of the Specific General Terms shall prevail.

6.1 Registration and payment of the registration fee

Registration for the Event is made by filling in a paper registration form, the online registration form on the website or by emailing info@panta-rei.si.

Payment instructions and the payment deadline for each Event (including instalment payment options) will be sent to all applicants after registration to the email address provided on the registration form.

For some Events, you will be required to complete an application form, which is accompanied by the Special General Conditions applicable to the Event, which also specify the options of cancellation of the Event, without payment of the registration fee or with partial payment of the registration fee. The Special General Conditions, which must be agreed to by signature at the time of registration for the Event, fully and completely define the cancellation options.

6.2 Cancellation of an application

The Organiser reserves the right to reject or cancel any entry without giving reasons. This applies even if the customer has already paid the money. In this case, the money will be refunded by the Organiser.

Cancellation by the Customer may only be made in writing, sent by e-mail to info@panta-rei.si. Oral cancellations, whether by telephone or any other means, are not accepted by the Organiser.

Unless otherwise stated in the General Terms and Conditions for a particular Event, the deadline for cancellation in writing without payment of the participation fee is 7 days prior to the date of the Event as published in the Event programme. In the event of a subsequent cancellation, the Organiser will charge you the full registration fee.

6.3 Events subject to Special General Conditions

Certain Events of the Organiser are subject to Special General Conditions due to the unique nature of the Event itself. We urge you to read these General Terms and Conditions as well as the Specific General Terms and Conditions carefully before you decide to place an Order. The Specific General Terms and Conditions for each Event are available to you at the link below:

Millionaire Money Making Machine™ (or Masters of Investing™)

Million Dollar Business™ Programme

7 Limitation of liability

7.1 Limitation of the Organiser’s liability in relation to Events and Educational Programmes on Personal Finance and Investing

The information provided in the Events and Educational Programmes does not constitute financial or other professional investment advice. The Organiser and its lecturers are not financial advisers, stockbrokers or registered investment advisers. The Events and the Educational Programmes do not constitute instruction or advice to purchase specific cryptocurrencies or financial instruments. The User acknowledges that if any cryptocurrencies, bonds, stocks, precious metals, funds or other types of financial instruments or investments are mentioned in the Events and Educational Programmes, they are mentioned for illustrative or educational purposes only. The User assumes full responsibility for his/her choice and decision to buy or sell any particular cryptocurrencies, bonds, stocks, shares, precious metals, funds and other types of financial instruments. We recommend that you consult with a licensed advisor before making any investment decision.

In any investment and trading system, the Organiser and its lecturers cannot guarantee future profitability. The User acknowledges that past returns are no guarantee of future returns. In all types of trading there is a risk of loss of assets. The User acknowledges that he/she is aware of this risk and accepts that the Organiser shall not be liable to him/her for any damages, liabilities or losses incurred as a result of these risks, as it is the User’s choice where to invest his/her assets. The Organiser also has no influence on the values of cryptocurrencies, bonds, shares, precious metals, funds and other financial instruments, which may change unexpectedly due to market movements and other factors affecting the market.

The Organiser shall not be liable to the User for any damages, costs or other liabilities arising from disruptions to its operations beyond its control. In the event of prolonged serious illness, death or force majeure on the part of the Exponential Wealth Educational Programme lecturer, we reserve the right to retain the subscription received for this programme. Force Majeure shall be deemed to include any exceptional, unforeseen and unexpected events which occur independently of the Organiser’s will and which could not have been foreseen by the Organiser at the time of entering into the contract for this programme and which in any way affect the performance of the obligations under the contract. Should the exclusion of liability provided for in this paragraph prove invalid or inapplicable, the liability of the Organiser shall be limited to the fullest extent permitted by applicable law.

7.2 On-line GDPR Urgency Programme

GDPR Urgency is a tool designed to help you comply with the requirements of the GDPR. It is not a concrete solution or legal advice. It has been prepared with the utmost care, but given the fact that there is no case law on the GDPR yet from supervisory/inspection authorities or courts and that the Slovenian ZVOP-2 has not yet been adopted, USPEH d.o.o. or those involved in the preparation of the programme cannot therefore assume any warranty or liability for the correctness and accuracy of the information provided, nor for the information being useful or helpful for a specific case or for a specific client. Sample documents should be adapted to your actual situation with regard to personal data before being used according to the instructions in the software.

8  General Terms and Conditions of the Online Shop

The General Terms and Conditions of the online shop www.panta-rei.si/ home-study-programmes/ are drawn up in accordance with the Consumer Protection Act (ZVPot).

The Terms and Conditions deal with the operation of the online shop provider, the rights of the User/customer and the business relationship between the provider and the customer/user. These terms and conditions govern the sale of the software available on the online shop. Purchases made through the online shop shall be deemed to have been made in accordance with the regulations in force in the Republic of Slovenia.

These Terms and Conditions may be updated at any time with new provisions, and the User is therefore advised to read them before making any purchase and to print them out or save them on a suitable durable medium of his/her own. Each version of the Terms and Conditions is separately dated.

Signature of the contract shall be deemed to be the placing of a valid order in the Provider’s online shop.

Due to the nature of the online business, the provider reserves the right to change the offer.

Orders placed will be processed during working hours from Monday to Friday in the order in which they are placed.

Images do not always guarantee the properties of programmes. The provider endeavours to provide accurate photographs, but all photographs should be taken as symbolic.

Prices

Prices in the online shop are in EUR and are subject to change without notice. Prices are exclusive of value added tax unless expressly stated otherwise. The price of the product also includes postage if the product is purchased in physical form.

The purchase contract between the Provider and the Purchaser is concluded at the moment when the Provider confirms the order or the User receives the electronic confirmation order. From that moment on, all prices and other terms and conditions are binding and apply to the Provider as well as to the User.

Purchase procedure

Ordering in the online shop is carried out in Slovenian and English online 24 hours a day, 7 days a week. The User may choose to order a programme in physical or electronic form from the list in the online shop. All physical programmes are available while stocks last.

After placing an order, the User receives an e-mail notification that the order has been accepted and at the same time receives the details for the transfer of the programme. The Provider will then review the order, check the deliverability of the programmes ordered, if it is a physical programme, and confirm or reject the order with a reason.

Delivery and collection of ordered goods:

The Supplier shall prepare the dispatch programme within 3 working days and no later than 8 days from the date of receipt of payment and send it to the address indicated by the User in the contact form provided when placing the order.

If you order an online programme, it will be sent to you within a few hours of receipt of payment. The programme will be assigned to the online library, where the User will also be given a password and a username with which to access the programme. The User will be informed of this via the e-mail address provided by the User at the time of ordering.

In the case of the supply of physical programmes which the supplier does not hold in stock in its own warehouse or is solely dependent on the supply of its supplier and the time within which that supplier can deliver the item to the supplier, the latter shall not be liable for any delay in delivery. The Supplier shall keep the User informed by e-mail of up-to-date information concerning the delivery of the software.

The Supplier shall not be liable for damages and shall not be in breach of its obligations under this Contract to the extent that it is not in a position to prevent delays in delivery or in the event of force majeure in accordance with Article 153 of the Civil Code.

In the event that the User does not receive the ordered programme within the agreed time limit, the User must call the Provider to fulfil the obligation and set an additional time limit for the fulfilment of the obligation. If the provider fails to deliver or fulfil the obligations even within the additional period, the User may withdraw from the concluded contract and demand the refund of the amounts already paid for the purchase of the programme.

Payment methods

The Provider shall allow payment for the Programmes and the Service through a UPN payment form to the Provider’s bank account. The provider receives the transfer details together with the order confirmation by e-mail.

The security of personal data and payments is the responsibility of payment service providers. For all other purposes, the provider shall use appropriate technical and organisational means to ensure the security and confidentiality of personal data and payment information.

Additional questions

If you have any further information, enquiries about the Programmes or Events, or just need more information, you can contact us at info@panta-rei.si or call us on +386 1 511 30 71.

Complaints and guarantees

The Provider makes no representations or warranties about the results that you or others may achieve as a result of listening to or using the Educational Programmes.

Programmes are guaranteed if stated on the programme’s website or advertising message.

Complaints, claims or warranty claims regarding the programme must be communicated by the customer in writing or by e-mail to the provider within 15 days of receipt of the programme or within the statutory time limit. It must state the findings of the defect in the software and the request for rectification.

The guarantee applies provided that (a) the programmes (CDs) are properly stored, installed, used and maintained. Failure to comply with these conditions will invalidate the warranty.

This Article exclusively determines the scope of the User’s rights in the event of a technical defect in the Product.

Right of withdrawal

Under the Consumer Protection Act, the user has the right to notify the provider within 14 days of taking delivery of the goods that he or she is withdrawing from the contract, without having to give a reason for his or her decision. The time limit starts one day after the date of collection.

The user does not have the right to withdraw from the order in the cases set out in Article 43(5) of the Consumer Protection Act.

The User shall provide his/her personal data (personal name and contact details) together with the withdrawal declaration. The Provider shall refund the purchase price and any other payments within 14 days of receipt of the withdrawal notification, but the Provider may withhold the refund until receipt of the returned software or until the User has provided proof that he/she has actually sent the product.

The only cost to the consumer of withdrawing from the contract is the cost of returning the goods.

The User must return the received software undamaged and in unchanged quantity, unless the goods are destroyed, damaged, lost or reduced in quantity without any fault of the User.

Refunds will be made immediately or, at the latest, within 14 days of receipt of the cancellation notice. The Provider shall return the payments received to the User/Customer by the same means of payment as used by the Customer, unless the Customer has expressly requested the use of another means of payment. The returned software must be unused, undamaged and in its original packaging.

In the case of an online programme, the User will be refunded the purchase price and all access to the online programme will be withdrawn.

The return of the received programme to the provider within the withdrawal period shall be deemed to be a communication of withdrawal.

9  Final provisions

The General Terms and Conditions, together with the order, shall have the character of a contract concluded between the Organiser and the User.

Should any provision of these Terms and Conditions (in whole or in part) be found to be unlawful, void or otherwise invalid, such provision shall be deemed to be unwritten (in whole or in part) and the remainder of these Terms and Conditions shall remain in full force and effect.

You declare that you have full capacity to assume the rights and obligations arising from these General Terms and Conditions. You warrant that you do not require the consent or approval of any third party to perform your obligations under these Terms and Conditions.

You declare that you have read, are aware of and fully understand these Terms and Conditions before accepting them.

These General Terms and Conditions are governed by the law of the Republic of Slovenia. The courts of the Republic of Slovenia shall have jurisdiction in all disputes arising out of these General Terms and Conditions.

The Organiser has the right to change these Terms and Conditions at any time. Any changes will be published on the website. You will be deemed to have accepted any changes if you continue to use the Website or the Products despite the changes becoming effective. If you do not agree to the changes, you have the right to withdraw.

These General Terms and Conditions constitute the entire agreement between the Organiser and the User. Any prior agreements or negotiations, whether written or oral, are superseded in their entirety by these Terms and Conditions.

These General Terms and Conditions are drafted in the Slovenian language. Any version of these General Terms and Conditions in another language is created in order to offer easier access to these General Terms and Conditions. You agree and fully understand that in the event of any dispute, the Slovenian version shall prevail.

Registration, logging in and viewing the content of http://www.uspeh.com and https://panta-rei.si automatically constitutes acceptance of these terms and conditions.

Processing of personal data is carried out in accordance with our Privacy Policy, which is available to you tukaj.